๐ก๏ธ Insurance & Pension
Low-premium protection and old-age pension
Pradhan Mantri Jan Dhan Yojana (PMJDY)
Zero-balance bank account with a RuPay card and accident insurance.
Full details โ๐ก๏ธLife insurancePradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
โน2 lakh life insurance for โน436 a year.
Full details โ๐ฉนAccident insurancePradhan Mantri Suraksha Bima Yojana (PMSBY)
Accident insurance up to โน2 lakh for just โน20 a year.
Full details โ๐ดPensionAtal Pension Yojana (APY)
A fixed pension of โน1,000 to โน5,000 a month after age 60.
Full details โ๐ชชWorker registratione-Shram Card (for unorganised workers)
National registration of unorganised workers, a 12-digit UAN and the route to social security schemes.
Full details โ๐ตUP ยท PensionUttar Pradesh Pension Scheme โ Old Age, Widow & Disability (SSPY)
โน1,000 a month pension for eligible elderly, destitute women and disabled persons in Uttar Pradesh.
Full details โ๐ดBihar ยท PensionBihar Social Security Pension โ โน1,100 a month (elderly, widow, disabled)
โน1,100 a month pension for the elderly, widows and disabled in Bihar; e-KYC required.
Full details โ๐ดMP ยท PensionMadhya Pradesh Samagra Samajik Suraksha Pension Yojana
โน600 a month pension for eligible elderly, widows, abandoned women and disabled persons in Madhya Pradesh.
Full details โ๐งRajasthan ยท Child supportPalanhar Yojana (Rajasthan)
Monthly support to families caring for orphan and needy children.
Full details โ๐ตRajasthan ยท PensionRajasthan Social Security Pension
โน1,450 a month for the elderly, widows, single women, disabled persons and small farmers (March 2026 announcement).
Full details โ๐ตDelhi ยท PensionDelhi Old Age Pension Scheme
โน2,000 a month for ages 60 to 69, โน2,500 for 70+; extra โน500 for SC/ST/minorities.
Full details โ๐ทCentral ยท PensionPradhan Mantri Shram Yogi Maandhan (PM-SYM)
Assured pension of at least โน3,000 a month after age 60 for unorganised workers.
Full details โ๐ถCentral ยท ChildrenNPS Vatsalya (pension account for children)
Parents can open an NPS account in a child's name from just โน1,000 to start saving for the future.
Full details โ๐ตHaryana ยท PensionHaryana Old Age Samman Allowance / Social Security Pension
Social security pension in Haryana raised to โน3,200 a month (from 1 November 2025).
Full details โ๐ดAndhra Pradesh ยท PensionNTR Bharosa Pension (Andhra Pradesh)
Monthly social security pension for senior citizens, widows, disabled people and others, โน4,000 in most categories.
Full details โ๐ดJharkhand ยท PensionSarvajan Pension Yojana (Jharkhand)
โน1,000 a month pension for eligible people of Jharkhand, across several categories.
Full details โ๐ดKerala ยท PensionKerala Social Security Welfare Pension
Monthly welfare pension for seniors, widows, disabled people and farmers in Kerala.
Full details โ๐ดSikkim ยท PensionSikkim Social Security Pension
Portal for state and national pension schemes for seniors, widows and disabled people in Sikkim.
Full details โ๐ดTripura ยท PensionMukhyamantri Samajik Sahayata Prakalpa (Tripura Pension)
State pension schemes for the old, widows, disabled and unorganised workers in Tripura.
Full details โ