🪔 Dedicated to my mother, Asha ji · Light of schemes for every home
Accurate and easy information on government schemes
Eligibility, benefits, documents and how to apply – in simple language. Every page links to the official portal.
🔎 Which scheme is for you? (Scheme finder) 🧮 All calculators
State-wise schemes
See schemes of your state. For Union Territories, see the Central Government schemes.
Uttar Pradesh
5 schemes
Full details →📍Bihar
6 schemes
Full details →📍Madhya Pradesh
6 schemes
Full details →📍Rajasthan
7 schemes
Full details →📍Maharashtra
4 schemes
Full details →📍Gujarat
3 schemes
Full details →📍Delhi
3 schemes
Full details →📍Haryana
2 schemes
Full details →📍Karnataka
3 schemes
Full details →📍West Bengal
2 schemes
Full details →📍Tamil Nadu
1 schemes
Full details →📍Andhra Pradesh
2 schemes
Full details →📍Arunachal Pradesh
1 schemes
Full details →📍Assam
1 schemes
Full details →📍Chhattisgarh
2 schemes
Full details →📍Goa
1 schemes
Full details →📍Himachal Pradesh
1 schemes
Full details →📍Jharkhand
2 schemes
Full details →📍Kerala
1 schemes
Full details →📍Manipur
1 schemes
Full details →📍Meghalaya
1 schemes
Full details →📍Mizoram
1 schemes
Full details →📍Nagaland
1 schemes
Full details →📍Odisha
2 schemes
Full details →📍Punjab
2 schemes
Full details →📍Sikkim
1 schemes
Full details →📍Telangana
2 schemes
Full details →📍Tripura
1 schemes
Full details →📍Uttarakhand
2 schemes
Full details →Central Government schemes (for all of India)
PM Kisan Samman Nidhi Yojana
₹6,000 a year to eligible farmer families, in three instalments straight to the bank account.
Full details →🏥HealthAyushman Bharat – PM-JAY (free treatment up to ₹5 lakh)
Cashless treatment up to ₹5 lakh a year for eligible families. A separate Vay Vandana card for those aged 70+.
Full details →🔥Home & EnergyPradhan Mantri Ujjwala Yojana (PMUY)
Free LPG connection for women from poor families and a ₹300 subsidy per cylinder.
Full details →👧DaughterSukanya Samriddhi Yojana (SSY)
A government savings scheme for a daughter's future, with a high interest rate and tax benefits.
Full details →☀️SolarPM Surya Ghar Muft Bijli Yojana
Central subsidy for rooftop solar panels, up to ₹78,000.
Full details →💼LoanPradhan Mantri Mudra Yojana (PMMY)
Collateral-free loans for small businesses, up to ₹20 lakh.
Full details →🏦Bank accountPradhan Mantri Jan Dhan Yojana (PMJDY)
Zero-balance bank account with a RuPay card and accident insurance.
Full details →🛡️Life insurancePradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
₹2 lakh life insurance for ₹436 a year.
Full details →🩹Accident insurancePradhan Mantri Suraksha Bima Yojana (PMSBY)
Accident insurance up to ₹2 lakh for just ₹20 a year.
Full details →👴PensionAtal Pension Yojana (APY)
A fixed pension of ₹1,000 to ₹5,000 a month after age 60.
Full details →💳Farm loanKisan Credit Card (KCC)
Cheap and timely credit for farmers for cultivation.
Full details →🏡HousingPradhan Mantri Awas Yojana – Gramin (PMAY-G)
Assistance up to ₹1.20 lakh (₹1.30 lakh in hilly/North-East areas) to build a pucca house in rural areas.
Full details →🏘️Urban housingPradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0)
Assistance up to ₹2.50 lakh to build/buy a house, or interest subsidy on home loans, for urban families.
Full details →🛠️ArtisansPM Vishwakarma Yojana
Training, ₹15,000 toolkit support and cheap loans for traditional artisans.
Full details →🛒Street vendorPM SVANidhi Yojana (for street vendors)
Working-capital loans in three tranches for street vendors, scheme extended to 2030.
Full details →🌦️Crop insurancePradhan Mantri Fasal Bima Yojana (PMFBY)
Insurance for crop loss from natural calamities, with the farmer paying only 1.5% to 5% premium.
Full details →🤱Maternity supportPradhan Mantri Matru Vandana Yojana (PMMVY)
₹5,000 for the first child and ₹6,000 if the second child is a girl.
Full details →🪪Worker registratione-Shram Card (for unorganised workers)
National registration of unorganised workers, a 12-digit UAN and the route to social security schemes.
Full details →🌾Free rationPradhan Mantri Garib Kalyan Anna Yojana (free ration)
Free monthly grain for eligible ration card holders, scheme extended to December 2028.
Full details →👴Central · Senior healthAyushman Vay Vandana Card (age 70+)
Extra ₹5 lakh a year of free treatment for senior citizens aged 70 and above.
Full details →🏭Central · JobsPrime Minister's Employment Generation Programme (PMEGP)
Subsidy of 15% to 35% along with a bank loan to start a new enterprise or service.
Full details →👷Central · PensionPradhan Mantri Shram Yogi Maandhan (PM-SYM)
Assured pension of at least ₹3,000 a month after age 60 for unorganised workers.
Full details →🧑💼Central · YouthPrime Minister Internship Scheme (PM Internship)
Internships in companies with a monthly stipend for youth; rules are reported to be changing in 2026.
Full details →☀️Central · FarmersPM-KUSUM (Kisan Urja Suraksha evam Utthaan Mahabhiyan)
Heavy subsidy on solar pumps for farmers; the farmer's share is about 10%.
Full details →👶Central · ChildrenNPS Vatsalya (pension account for children)
Parents can open an NPS account in a child's name from just ₹1,000 to start saving for the future.
Full details →How we work
- Information is written after checking official portals and reliable sources.
- The date of last check is shown on every page.
- For amounts/rates that change, we advise confirming on the official portal.
- We take no money for applications and are not tied to any agent.