Pradhan Mantri Awas Yojana – Gramin (PMAY-G)

🏡 🏛️ Central Government · Ministry of Rural Development · Last checked: 15 November 2026

What is the scheme?

PMAY-G aims to give pucca houses to eligible rural families living in kutcha houses or without a home. Beneficiaries are chosen mainly from the Socio-Economic Caste Census (SECC) 2011 list and the Awaas+ survey for left-out families. Assistance comes in three instalments directly to the bank account.

Key benefits

• ₹1.20 lakh (plains) / ₹1.30 lakh (hilly and North-East states)
• Three instalments: ₹25,000 on sanction, ₹45,000 at lintel level, ₹50,000 on roof completion
• Separate ₹12,000 for a toilet
• 90/95 days of unskilled labour under MGNREGA

Eligibility – who can apply

• Selection is mainly from the SECC 2011 list; left-out families can join via the Awaas+ 2024 survey
• Priority: those in kutcha houses, homeless families, manual scavengers, primitive tribal groups, freed bonded labourers
• At least 60% of the total target is for SC/ST families

Who is not eligible / things to note

• Family owns a motorised two/three/four-wheeler or mechanised farm equipment
• KCC limit of ₹50,000 or more
• Any member earning above ₹15,000 a month, a government employee, or paying income/professional tax
• Family with a registered non-farm enterprise
• More than 2.5 acres irrigated or 5 acres unirrigated land
• Those who already have a house with pucca roof and walls

Documents required

• Aadhaar card
• Aadhaar-linked bank account
• BPL card or MGNREGA job card
• Land papers (if any)
• Caste certificate (for SC/ST)
• Mobile number and passport photo

How to apply (step by step)

1. There is no direct online application. First ask at the Gram Panchayat or Block office (BDO) whether your name is on the list
2. If not, get your name added through the Awaas+ 2024 survey; officials enter details on the AwaasSoft portal
3. Or do a self-survey on the 'AwaasPlus 2024' mobile app with Aadhaar and face authentication and note the registration number
4. After verification and state approval, if your name is on the list the house is sanctioned (the survey does not guarantee a house)
5. Check status on pmayg.nic.in under 'Stakeholders' → 'IAY/PMAYG Beneficiary' with your registration number

How to check your status

1. Open the beneficiary search option on the official PMAY-G portal and look up your details by registration number or Aadhaar/name (the site menu may change).
2. See the instalment, geo-tagging and inspection status.
3. You can also ask at the gram panchayat or block office (BDO).

Payment not received? Possible reasons

• As per reports, the next instalment can be held if the geo-tagged photo of a construction stage is not uploaded. Ask the panchayat secretary or housing assistant.
• The name is not on the Awaas Plus/eligible list.
• Aadhaar is not linked to the bank account (NPCI mapping). Ask the bank branch, or check 'Bank Seeding Status' at myaadhaar.uidai.gov.in (the menu name may change).
• e-KYC / verification is pending. Complete it online, at a CSC or at the concerned office.
• Name or date of birth is different in the application and in Aadhaar/bank records.
• The bank account is closed or dormant, or the account number/IFSC on the portal is wrong.
• The instalment was released late because of government approval, funds or an election code of conduct. In that case payments are held for everyone in the state, not only for you.

Official sites are sometimes slow or down. If it doesn't open, try again later, or search the scheme name here: myScheme.gov.in ↗

Frequently asked questions