PM Vishwakarma Yojana
What is the scheme?
PM Vishwakarma is for traditional artisans and craftspeople who work with hands and tools. After registration they get a PM Vishwakarma certificate and ID card, skill training, financial help to buy modern tools, collateral-free cheap credit and incentives for digital transactions.
Key benefits
- PM Vishwakarma certificate and ID card
- ₹500 per day stipend during basic skill training (advanced training also available)
- ₹15,000 toolkit support to buy modern tools
- Collateral-free loan: first tranche ₹1 lakh, second tranche ₹2 lakh on repayment, at 5% concessional interest
- Per-transaction incentive for digital payments and marketing support
Eligibility – who can apply
- Aged at least 18 and self-employed in one of the 18 traditional trades listed in the scheme (e.g. carpenter, blacksmith, goldsmith, potter, cobbler, mason, tailor, barber, washerman, garland maker)
- Work is in the unorganised sector with hands and tools
- Only one member per family benefits
- Has not taken a similar credit scheme such as PMEGP, PM SVANidhi or Mudra in the last 5 years
Who is not eligible / things to note
- People in Central/State government jobs and their family members
- Trades outside the scheme's list
Documents required
- Aadhaar card
- Mobile number linked to Aadhaar
- Bank account details
- Ration card (as needed)
- Self-declaration / proof of craft
How to apply (step by step)
- Go to pmvishwakarma.gov.in or the nearest Common Service Centre (CSC)
- Register with Aadhaar and mobile OTP and complete biometric verification
- Choose your trade and fill in the details
- After verification at Gram Panchayat/urban body and district level, receive the PM Vishwakarma certificate and ID card
- Apply on the portal for training, toolkit and loan, and contact the bank
How to check your status
- Open pmvishwakarma.gov.in and log in under applicant login with the mobile number/application ID.
- See the application stages: Aadhaar e-KYC, verification by the gram panchayat/urban body, district committee approval, training, ID card (stage names may change).
- If you are stuck at the toolkit or loan stage, ask a CSC or the District Industries Centre.
Payment not received? Possible reasons
- Verification is pending at the gram panchayat/urban body or district committee.
- Aadhaar e-KYC or the photo/documents are incomplete.
- The toolkit voucher is not issued until training is complete (as per reports).
Frequently asked questions
How much loan does PM Vishwakarma give?
₹1 lakh in the first tranche and, after repaying it, ₹2 lakh in the second, at a concessional interest rate.
How much is the toolkit support?
Up to ₹15,000 in financial help, given to buy tools.
Can women apply?
Yes, women working in the listed traditional crafts are also eligible.
How to check your status
1. Open pmvishwakarma.gov.in and log in under applicant login with the mobile number/application ID. 2. See the application stages: Aadhaar e-KYC, verification by the gram panchayat/urban body, district committee approval, training, ID card (stage names may change). 3. If you are stuck at the toolkit or loan stage, ask a CSC or the District Industries Centre.