Ayushman Vay Vandana Card (age 70+)
Age70 years or above
Cover₹5 lakh a year (additional)
Income limitNo fixed income limit mentioned
Helpline14555 / 1800-110-770
⚠️ This is based on reports. How it applies may differ by state, so confirm on pmjay.gov.in or the helpline.
What is the scheme?
Ayushman Vay Vandana is part of Ayushman Bharat PM-JAY for senior citizens aged 70 and above. Every eligible senior gets an additional ₹5 lakh a year of cover on top of the family's existing cover.
Key benefits
- Additional ₹5 lakh a year health cover for each eligible senior, separate from the family's main Ayushman limit
- Cashless treatment at listed hospitals
- No fixed income limit mentioned (per reports)
Eligibility – who can apply
- Age 70 years or above
- A valid Aadhaar number and mobile number
- Beneficiaries of ECHS, CGHS or Ayushman CAPF can stay in their current scheme or move to PM-JAY
- Those with private health insurance or ESIC can also take the benefit (per reports)
Who is not eligible / things to note
- People below 70 (normal Ayushman Bharat rules apply to them)
- Those whose Aadhaar verification is not complete
Documents required
- Aadhaar card
- Mobile number linked to Aadhaar (for OTP)
- Photo (uploaded during online enrolment)
How to apply (step by step)
- Open pmjay.gov.in and log in under 'Am I Eligible' with mobile number and OTP
- Select 'Click Here to Enroll' and search with the Aadhaar number
- Choose the fresh enrolment option for age 70 and complete Aadhaar OTP e-KYC
- Upload a photo, add family member details and submit
- Log in later, search with Aadhaar and download the card
📞 Helpline: 14555 · For Vay Vandana queries give a missed call to 1800-110-770
Official sites are sometimes slow or down. If it doesn't open, try again later, or search the scheme name here: myScheme.gov.in ↗
Frequently asked questions
How much cover does Vay Vandana give?
An extra ₹5 lakh a year for each eligible senior.
Is there an income limit?
As per reports there is no fixed income limit, but confirm on the portal.
How is the card made?
By online enrolment with Aadhaar OTP on pmjay.gov.in, or at a nearby Ayushman centre.
Beware: Do not pay any agent or website in the name of applying for a government scheme. Applying on the official portal is generally free. Do not share OTP, PIN or confidential bank details with anyone.